Articles by Mat Ishbia

Pricing is just one piece of the puzzle

Customer satisfaction is what really matters the most
UWM's CEO Mat Ishbia writes that the mortgage business is so commoditized that it’s easy to focus on price as a difference maker – but if you’re a mortgage broker or correspondent that picks a lender based solely on its cheap rates, it will likely cost you big in the long run. Read more about what matters most: customer satisfaction.
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UWM’s Mat Ishbia: New mortgage insurance pricing is a selling point for Loan Originators

Gone are the days where mortgage insurance companies offered one-size-fits-all rates
If a loan originator works at a retail lender that only aligns itself with one specific mortgage insurance company, he or she may have to charge more from borrowers that have a higher DTI, or charge more if there is only one borrower on a loan instead of two.
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Nonbank mortgage lenders still misunderstood in mainstream media

United Wholesale Mortgage CEO speaks up for our community
[Op-ed] Mortgage lending is still often maligned in the mainstream press. When will coverage begin to accurately reflect all the hard work we, as lenders, put into getting Americans into homeownership? Here, Mat Ishbia, the CEO of United Wholesale Mortgage, calls out a CNN report that gets it so wrong.
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Sponsored By
United Wholesale Mortgage

Mortgage brokers should focus on protecting their business in 2018

Finding the right wholesale partners is key
From our perspective at UWM, our business has been built on supporting growth initiatives of brokers and that will continue to be our top priority. We buy loans, not customers. One thing that separates us from our competitors is the effort we put in to delivering the best partnership tools in the industry, so that our brokers can keep their clients.
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Sponsored By
United Wholesale Mortgage

Wholesale is the best option for loan officers

Grow your business by matching borrowers with the best mortgage for their needs
The mortgage business is great for sales professionals who have an entrepreneurial spirit and are relationship-driven. When comparing both sides of the wholesale vs. retail debate — or mortgage broker vs. bank — there is no doubt that the best way for loan officers to grow their business and take greater control over their career is through the wholesale channel.
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