Articles by Kelsey Ramírez

Mortgage prepayments near 2-decade low

Reduced home sales outweighed rate-driven increase
While interest rates fell in recent weeks, January’s prepayment rate neared a two-decade low, according to the latest First Look report from Black Knight. The report showed seasonal reductions in home sales outweighed any interest-rate-driven increase in refinance incentive.
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Rising Star nominations end today!

Have you nominated your favorite young professional?
HousingWire's Rising Stars represent the best young leaders in the mortgage industry – in lending, servicing, investing and real estate. Nominate yours before it’s too late!
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Expert: M&A to pick up as down cycle begins

Not enough borrowers to compete for
Mergers and acquisitions are about to pick up as the housing market sees the beginning of its down cycle, according to Ted Krus, Flagstar Bank director of executive projects and a 2017 HousingWire Rising Star.
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Democrats question FHFA nominee Calabria’s commitment to affordable housing

Testifies before Senate Banking Committee
Mark Calabria, the nominee to lead the Federal Housing Finance Agency, testified before the Senate Committee on Banking, Housing and Urban Affairs on Thursday. Republicans were supportive of the nomination, citing Calabria’s extensive history in the housing industry. Democrats, however, were not so supportive.
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