Articles by Deborah Huso

From HW Magazine

What features do buyers really want in today's housing market?

Unpacking which investments pay off in new builds and remodels
Would-be homeowners are inundated with picture-perfect examples of new and remodeled homes brimming with upgrades. But in the real world, homebuilders and investors must calculate the rate of return on these sometimes fleeting trends, weighing what buyers want with what they can actually afford. This feature looks at which features buyers of different age demographics consider the most important, and what that means for sellers.
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From HW Magazine

Foreign Money: What impact are foreign buyers having on U.S. real estate?

Foreign buyers of U.S. residential property increased spending in 2017's first quarter by 50%
Despite rising home prices and a stronger U.S. dollar, foreign buyer transactions in the United States had increased dramatically from a year ago — by almost 50%, in fact. In a housing market restrained by tight inventory, what impact are those buyers having on U.S. real estate?
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From HW Magazine

Second-Tier Sizzle: Homebuyers flock to cities off the beaten path

Medium-sized cities attract homebuyers with affordable options and big-city amenities
Salt Lake City is one of the fastest growing medium-sized cities in the United States right now. An increasing number of professionals are eschewing expensive housing markets like those in traditionally hot job spots like Silicon Valley and New York City in favor of smaller cities with more affordable housing options that still have big-city amenities. With the nation’s hottest job markets bereft of affordable housing, some once unlikely medium-sized cities are experiencing serious growth spurts.
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From HW Magazine

Prime status: an update on luxury residential real estate

Slowly and steadily growing, luxury real estate is catching up to the rest of the housing economy
In the years leading up to the housing bubble of 2007, it seemed like everyone was getting a piece of the American Dream of homeownership (or maybe even second homeownership). Ten years after the Great Recession, how is luxury residential real estate faring? Was the recent market slowdown just a temporary blip on the radar and will the sector continue to draw the aspirational interest of buyers as it did in the early to mid-2000s?
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From HW Magazine

The Trump effect on real estate

The Trump presidency lacks clarity on housing, leaving industry professionals unsure of what the future holds
He’s known as a real estate mogul, but with proposals that could both boost or blast the housing market, Trump makes it far from clear what his presidency will do for housing, and even industry professionals don’t agree on what the future may hold.
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From HW Magazine

The American Dream revisited

Why consumers might have to choose between a college education and homeownership
Today the average student debt resulting from a four-year degree stands at $30,000. According to a report released by American Student Assistance in 2015, 71% of non-homeowners surveyed who carry student debt say the burden of monthly payments has kept them from purchasing a home. More than half of those say their student debt loads will likely prevent home ownership for another five years.
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From HW Magazine

A perfect storm in Silicon Valley

How the Bay Area’s insane job market creates an unsustainable and even crazier housing situation
The Silicon Valley area added 385,000 jobs between 2010 and 2015, but only issued building permits for 58,000 units in that same time frame, creating an unsustainable housing marker that shuts out all but the richest buyers. What, if anything, can be done to cool off skyrocketing home prices?
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How state and local governments are constructing a solution for affordable housing

Covering the gap left by federal programs
According to Harvard University’s Joint Center for Housing Studies, the supply gap in 2015 was 400,000 units. Of course, that leads to price inflation on rental rates for existing units as well as driving developers to build. But today’s construction isn’t necessarily providing for all of tomorrow’s renters.
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Lenders concoct new loans for nontraditional borrowers

Entrepreneurs and self-employed workers get an origination refresh
Nontraditional income earners are becoming increasingly mainstream, particularly among Millennials, who, compared to their parents and grandparents, move from job to job a lot more, are more likely to be independent contractors and may lack a solid credit profile.
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From HW Magazine

Rental surge: Why more people are opting out of homeownership

Renting becomes a long-term alternative for many
Has the Great Recession launched a new era of renting versus buying that will eventually result in a nation where more people rent their homes than purchase them? Or is the increase in renters these days due to an “over-correction” in the market? According to the latest “State of the Nation’s Housing” report from Harvard’s Joint Center for Housing Studies, the U.S., in less than a decade, lost all its homeownership gains of the last 20 years.
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