John Dalton

John Dalton

John Dalton is the president of the Housing Policy Council, a part of the Financial Services Roundtable and served as the 70th Secretary of the Navy and as President of Ginnie Mae.


  • From HW Magazine

    Five critical housing questions

    Former Secretary of the Navy on what the next president needs to answer
    Comprehensive housing finance reform that gradually winds down Fannie and Freddie and replaces them with a new market structure backed by increased private capital is the best solution to strengthen America’s housing finance system and to protect taxpayers.
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  • Five critical housing questions our next President needs to answer

    Former Secretary of the Navy, President of Ginnie Mae on housing reform
    With the 2016 Republican and Democratic national conventions quickly approaching, it is time for the presidential candidates to lay out specific proposals regarding their governing agenda, and especially their plans for housing finance reform, writes John Dalton, a former Secretary of the Navy and former president of Ginnie Mae. Dalton lays out five questions that our next president needs to answer.
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  • There’s still time to fix Fannie and Freddie

    "A goal worth pursuing"
    It’s 2016, and since 2008, Fannie Mae and Freddie Mac have been in government conservatorship. Does that mean it’s time to give up on reforming the housing finance system? The answer is no. It is still possible to move away from this government-sponsored enterprise model and create a stronger system that makes affordable mortgages available to consumers, allows more competition and better protects the taxpayer from risk.
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