Barry Zigas

Barry Zigas

Barry Zigas is Director of Housing Policy for Consumer Federation of America and principal of the consulting firm Zigas and Associates LLC.  He was President of the National Low Income Housing Coalition from 1984-1993 and Senior Vice President for Community Lending at Fannie Mae 1995-2006.

ARTICLES

  • Reforming the mortgage interest deduction: A chance for fairness for American taxpayers?

    Republican tax plan opens door to realign housing priorities
    [Expert Opinion] By doubling the personal exemption and proposing to halve the mortgage eligible for the deduction to $500,000, House Republican tax proposals have opened the door to a fundamental shift in the tax treatment of housing. This is a rare opportunity to realign federal tax support for housing to help all taxpayers – renters and owners.
    Read More
  • Recap and Release: Not the right path to affordable mortgages

    The government's role in all this
    The fundamental problem with the recap and release approach is that starting any discussion about a future mortgage finance system with Fannie and Freddie is like looking through the wrong end of a telescope: the field of vision is very restricted and the details are hard to make out. Here's what the industry really needs to be asking about the GSEs.
    Read More
  • The devil is in the mortgage finance reform details

    On the bumpy road to a common securitization platform
    It now seems all but certain that 2014 will end without any further progress on comprehensive mortgage finance legislation. But the coming months will offer little comfort for those who rooted for such a stalemate in hope of avoiding hard decisions about fundamental parts of the current system.
    Read More