Rick Grant

Rick Grant

Rick Grant is a principal of Jim Thorpe, Pa.-based RGA Public Relations (RGA), a company he founded in early 2007 to provide businesses with customized strategic communications solutions. The firm currently serves some of the most successful firms in the US mortgage lending industry.

Prior to launching RGA, Grant founded Texell Interactive Media, a production company delivering electronic audio and video content for Web-based marketing. The company won an award for business podcasting in 2006 and was sold to a prominent public relations firm.

ARTICLES

  • From HW Magazine

    Back to the baseline

    Improving economy gives borrowers more opportunity to refinance out of the servicer's portfolio
    Mortgage loan servicing is a great business when nothing changes. If borrowers continue to pay every month as agreed and they remain in the portfolio for many years, a good loan servicing shop will do very well. We haven’t seen those conditions in quite some time.
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  • A national standard for servicers — stupid

    There’s a whole science that grew up around looking back into time and trying to detangle, given the events, what is really going on. Scientists who study the universe do this, as do particle physicists who smash atoms together and study what ever gets left behind. Lately, we’ve seen the federal government spending a lot of its time doing this, through formal commissions, like the Financial Crisis Inquiry Commission, and in its regular lawmaking activities.
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  • Election day in the mortgage industry

    Standing out in the rain this morning as I waited to vote in my local primary election, I wondered, as I often do, how real is our democracy? Is this just a show the powers that be put on to keep us believing that we have some control? Is our government like the nation’s largest mortgage lenders, pretending to give those they serve some choice in the matter while actually steering them into the products or services they want them to buy?
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  • When you don't like the rule, be the exception

    Milling through the crowd at the American Land Title Association's Business Strategies Conference in Las Vegas this week, I was impressed that quite a few vendors, agents and underwriters showed up for the event. I was also pleased with the general attitude of attendees.
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  • How time impacts foreclosure rationality

    I was visiting with a real estate attorney this morning. She was writing a story about the industry in terms that her local market could understand. She writes for a newspaper that serves a fairly swanky East Coast community made up mostly of retirees. Many of her readers are likely living in what once were their vacation homes, most of them paid off.
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  • American Royalty and the upcoming revolution

    I’ve been watching the preparations for the Royal Wedding with some interest. Not the preparations the British are making for their big event, but rather the lengths some Americans I know are going to in order to ensure that they don’t miss it. Why do we care? I saw the same thing happen during the time of Princess Diana. I didn’t get it then, either. But I suspect that the heads of our largest U.S. banks understand it. They, and other large American corporations, may be the closest thing we have to royalty in this country.
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  • The status symbols Americans value

    It used to be that the American home was one of the most important status symbols in this country. Just getting into a home of your own was a big deal. It took years of saving, working on a plan that would result in a real estate closing, a very important affair with lawyers and everything. Most Americans started out with small tract homes in neighborhoods that were designed to hold their value so that when it was time to trade up, these homeowners could pass their dream down to the next generation and move up.
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  • The tales data tell

    There was a time, back in the shadows of pre-recorded history, when entire societies rose and fell based on the power of their oracles. If you could toss a bag of rocks inscribed with runes or read the entrails of a sacrificed animal you were treated like a modern-day financial services analyst. And just like analysts from our own time, these godlike figures observed the same environment their patrons did — crunching the same data that was available to anyone else living at the time.
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  • Seeing past the media opportunity

    I had a feeling that as soon as I dipped my toe into the public relations pool that I’d be on a slippery slope that could send me slip sliding away from the reputation I had built over long years as a trade journalist and editor. So when I speak of the PR industry in this column, it is not to indict firms operating in my space — competitors, so to speak — but rather to explain why our government is so messed up.
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