Articles by Sarah Wheeler

Ryan Serhant to headline engage.marketing event

Mortgage and real estate companies need effective marketing strategies in make-or-break environment
HousingWire created the engage.marketing event because we recognize that for mortgage and real estate companies, the difference between success and failure is razor thin. The current environment makes it crucial for businesses to really connect with customers, but exactly what that looks like is often unclear. That's why we're excited to announce that Ryan Serhant, the wildly successful real estate broker featured on Bravo's "Million Dollar Listing New York" will headline the event in September. 
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From HW Magazine

Threat multiplier: states mobilize to defend consumer protections

Mortgage companies face increased compliance risks
In the days following the 2016 election, business leaders across many industries were hopeful that the new president would make good on his promise of widespread deregulation. Banks and other financial institutions were especially optimistic. Here at last was the relief they had been looking for. Or not.
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MBA Secondary: The industry's appetite for non-QM is growing

In a tough market, harder loans present new opportunities
One thing that stood out at the MBA Secondary Marketing conference this year was the growing appetite for non-QM loans. It’s a tough market, and the easy loans where borrowers neatly line up with qualified mortgage standards are harder and harder to find. That’s one reason the non-QM market is predicted to grow by 400% over the next year.
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MBA Secondary: Can Fannie and Freddie help fix the housing shortage?

Manufactured housing, construction products are on the agenda
Desmond Smith, senior vice president and head of customer delivery at Fannie Mae, and Kevin Palmer, senior vice president of single-family credit risk transfer at Freddie Mac, outlined their agencies’ efforts to make the entire mortgage process simpler and easier. And that’s a good thing since the agencies facilitate the lion’s share — maybe even the elephant’s share — of the secondary mortgage market.
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MBA Secondary: Predicting the future of housing finance policy

Will new FHA, FHFA leaders get to implement any changes before the next election?
With several key housing appointments still vacant and uncertainty building around legislative direction after the upcoming mid-term elections, forecasting the future of housing finance is tricky. But a panel of eminent industry leaders gave it a try at the Mortgage Bankers Association Secondary Marketing conference on Monday.
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MBA Secondary: Leaders of big banks and IMBs agree — a shakeout is coming

"It's a brutally competitive market right now"
Stearns Lending CEO David Schneider noted that even with companies finding more efficiencies in their process, something will have to give. “I think that capacity needs to come out of the system. There has been a lot of growth in independent banks, but they built their business with margins much higher than we see today.”
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Q&A: Tavant Technologies’ Atul Varshneya on artificial intelligence and machine learning

Tavant answers three big questions about AI and ML in mortgage lending
During the Mortgage Bankers Association's recent Tech Solutions conference, HousingWire sat down with Tavant Technologies’ Atul Varshneya to discuss the disruption that artificial intelligence and machine learning can cause in the lending and mortgage spaces. Varshneya works at Tavant as a vice president and leads the company’s artificial intelligence/machine learning (AIML) practice, which has a strong focus on its application in the areas of mortgage and lending. 
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Pam Patenaude headlines the NEXT Mortgage Tech Conference for Women

Deputy HUD secretary has more than 30 years of expertise
The NEXT Conference takes place June 21-22 in Dallas and features informative panels, technology demos and the chance for mortgage lending executives to network. But one of the most exciting things on the agenda is the headliner: Pam Patenaude, deputy secretary at the Department of Housing and Urban Development. The deputy secretary position at HUD is similar to that of a COO, and Pam is leveraging 30 years of experience shaping and implementing housing policy as she manages the department’s $45 billion annual budget and approximately 8,000 employees.
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MBA Tech: Building the right IT infrastructure

Stacey Caster from Quicken Loans on choosing vendors and growing your infrastructure team
Mortgage companies looking to take advantage of the latest tech solutions have more options than ever before, but figuring out the right infrastructure for their business is complicated. After a panel on managing infrastructure at the MBA Technology Solutions Conference in Detroit on Wednesday, we sat down with Stacey Caster, vice president of technology communications at Quicken Loans, to find out how she approaches this task, and what advice she would have for other companies. 
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MBA Tech: What's next for the mortgage industry?

Leaders of loanDepot, Quicken, PenFed and CBRE share their perspectives
The companies represented by these executives are some of the most successful in our industry — or any industry. Their companies are diverse in size, scope and client base, but the executives have one thing in common — they see enormous opportunity in their employees and customers. Their vision is not limited to the current products or services that their current employees offer their current customers. In fact, these guys might disrupt more than just the mortgage industry.
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