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Sarah Wheeler

Sarah Wheeler

Sarah Wheeler is the Managing Editor for HW Content Solutions. She joined HousingWire in November 2013 as Content Editor and was quickly promoted to Magazine Editor. Sarah has an extensive background in journalism and marketing.

ARTICLES

  • MBA Secondary: The industry's appetite for non-QM is growing

    In a tough market, harder loans present new opportunities
    One thing that stood out at the MBA Secondary Marketing conference this year was the growing appetite for non-QM loans. It’s a tough market, and the easy loans where borrowers neatly line up with qualified mortgage standards are harder and harder to find. That’s one reason the non-QM market is predicted to grow by 400% over the next year.
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  • MBA Secondary: Can Fannie and Freddie help fix the housing shortage?

    Manufactured housing, construction products are on the agenda
    Desmond Smith, senior vice president and head of customer delivery at Fannie Mae, and Kevin Palmer, senior vice president of single-family credit risk transfer at Freddie Mac, outlined their agencies’ efforts to make the entire mortgage process simpler and easier. And that’s a good thing since the agencies facilitate the lion’s share — maybe even the elephant’s share — of the secondary mortgage market.
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  • MBA Secondary: Predicting the future of housing finance policy

    Will new FHA, FHFA leaders get to implement any changes before the next election?
    With several key housing appointments still vacant and uncertainty building around legislative direction after the upcoming mid-term elections, forecasting the future of housing finance is tricky. But a panel of eminent industry leaders gave it a try at the Mortgage Bankers Association Secondary Marketing conference on Monday.
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  • MBA Secondary: Leaders of big banks and IMBs agree — a shakeout is coming

    "It's a brutally competitive market right now"
    Stearns Lending CEO David Schneider noted that even with companies finding more efficiencies in their process, something will have to give. “I think that capacity needs to come out of the system. There has been a lot of growth in independent banks, but they built their business with margins much higher than we see today.”
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  • Q&A: Tavant Technologies’ Atul Varshneya on artificial intelligence and machine learning

    Tavant answers three big questions about AI and ML in mortgage lending
    During the Mortgage Bankers Association's recent Tech Solutions conference, HousingWire sat down with Tavant Technologies’ Atul Varshneya to discuss the disruption that artificial intelligence and machine learning can cause in the lending and mortgage spaces. Varshneya works at Tavant as a vice president and leads the company’s artificial intelligence/machine learning (AIML) practice, which has a strong focus on its application in the areas of mortgage and lending. 
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  • Pam Patenaude headlines the NEXT Mortgage Tech Conference for Women

    Deputy HUD secretary has more than 30 years of expertise
    The NEXT Conference takes place June 21-22 in Dallas and features informative panels, technology demos and the chance for mortgage lending executives to network. But one of the most exciting things on the agenda is the headliner: Pam Patenaude, deputy secretary at the Department of Housing and Urban Development. The deputy secretary position at HUD is similar to that of a COO, and Pam is leveraging 30 years of experience shaping and implementing housing policy as she manages the department’s $45 billion annual budget and approximately 8,000 employees.
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  • MBA Tech: Building the right IT infrastructure

    Stacey Caster from Quicken Loans on choosing vendors and growing your infrastructure team
    Mortgage companies looking to take advantage of the latest tech solutions have more options than ever before, but figuring out the right infrastructure for their business is complicated. After a panel on managing infrastructure at the MBA Technology Solutions Conference in Detroit on Wednesday, we sat down with Stacey Caster, vice president of technology communications at Quicken Loans, to find out how she approaches this task, and what advice she would have for other companies. 
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  • MBA Tech: What's next for the mortgage industry?

    Leaders of loanDepot, Quicken, PenFed and CBRE share their perspectives
    The companies represented by these executives are some of the most successful in our industry — or any industry. Their companies are diverse in size, scope and client base, but the executives have one thing in common — they see enormous opportunity in their employees and customers. Their vision is not limited to the current products or services that their current employees offer their current customers. In fact, these guys might disrupt more than just the mortgage industry.
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  • MBA Tech: Here are the biggest cybersecurity threats to mortgage companies right now

    Ransomware and wire fraud are low-hanging fruit for criminals
    Cybersecurity experts on several panels at the MBA Tech conference in Detroit on Monday outlined the greatest risks the mortgage industry is facing right now and what companies can do to prepare. Among the worst things that could happen? A ransomware attack. This extortion scheme has morphed in recent years, with individuals or companies offering ransomware-as-a-service, which puts another layer of criminality between you and your data.
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  • From HW Magazine

    How mortgage companies are capitalizing on their greatest asset: big data

    APIs have changed the game
    The evolution from a paper-based process to this era of big data is astounding. Consider that according to IBM, 90% of the world’s data has been created in the last two years. The Internet of Things — your thermostat, refrigerator, even your kid’s Barbie doll — is increasing that data exponentially. For mortgage companies, that data represents a treasure trove more valuable than the gold bars stacked in the vault at the New York Federal Reserve Bank, but only if they can figure out how to harness it for their specific business. Fortunately, scores of fintech companies are ready to help.
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