Brenda A. Hard-Wilson joined Mackie Wolf Zientz & Mann, P.C. in July 2012. She is currently an Associate Attorney in the Home Equity Foreclosure Department. Prior to joining MWZM, she worked with Fannie Mae as an agent of the United States Treasury under the Making Home Affordable Program.
In 1997, Texas became the last state in the nation to adopt home equity lending with an amendment to the state constitution. In the event borrowers default on the loan, the lien may be foreclosed upon only by court order.
HUD’s objectives are sometimes distributed by factors ranging from politics, socio-economic disparities and even natural disasters. When American homeowners fall victim to any of these elements, HUD is not only there to offer a helping hand, but often serves as the tool that leads to recovery.