Wolters Kluwer Financial Services said Wednesday that it had launched an online platform designed to replace a lender’s traditional paper-based home loan disclosure process. Called Disclosure Manager, the platform allows lenders to automate the entire initial loan disclosure process, from document creation to the secure electronic delivery of documents to borrowers. The platform delivers document packages to borrowers in a lender-branded work flow, Wolters Kluwer said. Using a PKI-encrypted delivery method allows for bi-directional communication between lender and borrower, including the ability for a borrower to offer eConsent or eSign the disclosure documents. But the platform is also flexible enough to handle distribution via traditional printed paper, as well. It will allow lenders to completely and securely outsource the printing and mailing of paper disclosures when needed or requested by the borrower, the company said. Outsourcing is limited, however, to a Wolters Kluwer-owned mailing center. The company says its Disclosure Manager platform will integrate directly with a lender's loan origination system, or LOS, eliminating the need for double data entry. And by moving the disclosure process online, the company says its platform can shorten disclosure delivery to a matter of minutes. "In the case of Disclosure Manager, we worked with one of the nation’s top five mortgage lenders to custom-build a solution that would save them time and money while strengthening regulatory compliance and improving the borrower experience," said Jason Marx, vice president and general manager, Mortgage, Wolters Kluwer Financial Services. The platform maintains RESPA compliance and a complete audit trail at all times, whether disclosures are completed online or offline, Marx said. For more information, visit http://www.wolterskluwerfs.com/disclosuremanager.