Lunch & Learn: The State of Housing

As housing supply dwindles, affordability concerns grow while competition heats up the market. This Lunch & Learn will examine the current state of housing, featuring experts who have an eye on the market.

HousingWire Annual Virtual Summit

Join us on October 25 for a chance to see a handpicked selection of sessions from HousingWire Annual along with technology demos from the most innovative tech companies! Register now for FREE to experience HW Annual just like you were there.

How credit scores impact lenders’ pipelines in a purchase market

When a lender works with a borrower to improve their credit score, they are able to offer the most competitive rate and terms. Learn more here!

Volly’s Grant Moon on challenges facing veterans

In this episode of HousingNews, we are joined by Grant Moon who discusses the difficulties veterans face during the home-buying process and misconceptions about VA loans.


Why another foreclosure tsunami is still unlikely

Looking back, looking ahead

HW+ House cut out graphic

It was August 2020, six months into a global pandemic, when I laid out what I thought at the time was a compelling case against a wave of foreclosures similar to the one that the nation experienced during the Great Recession. 

A year later, and with the benefit of 20/20 hindsight, I’m more convinced than ever that when government borrower protections finally do expire, we’ll see a relatively soft landing when it comes to foreclosures. Let’s review some of the factors we looked at a year ago and see how they played out.

Massive unemployment didn’t lead to massive defaults

Over 22 million jobs were lost due to the COVID-19 pandemic. Unemployment rates rose virtually overnight from 3.5% — the lowest level in 50 years — to almost 15%. Normally, job losses like this would have led immediately to loan delinquency, defaults, and foreclosures, but that didn’t happen this time. Why not?

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