Sponsored Content

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MERSCORP

MERSCORP Holdings leverages tech expertise to provide eNote solution

Even small and mid-size lenders can take advantage of secure system and easy implementation
While some companies are new to the digital mortgage landscape, MERSCORP Holdings has operated the MERS eRegistry since 2004 and understands the complexity — and the potential — of digital implementation. The company recently partnered with eOriginal to launch an eNote solution that expands their MERS eSuite, enabling the creation, execution, vaulting and management of the electronic promissory note, or eNote.
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Sponsored By
Freddie Mac

Freddie Mac leverages big data to improve the mortgage lending experience

Automated Collateral Evaluation helps lenders decide if a property needs an appraisal
“Big data” is a hot topic these days, especially in the financial industry. We know plenty about big data. At Freddie Mac, we have 40+ years of historical data—drawn from millions of mortgage records. But big data alone doesn’t deliver innovation. It’s what you do with it that matters.
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Sponsored By
Prevu

NYC tech startup saves homebuyers money with commission rebate platform

Prevu's Smart Buyer Rebate creates a seamless buying experience
Prevu, a NYC-based real estate technology platform on a mission to save homebuyers money, has created an online buying experience that guides borrowers through their home-buying journey, plus offers up to 2% of their purchase price cash back with its Smart Buyer commission rebate. That’s up to $30,000 cash back for someone buying a $1.5 million apartment.
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From HW Magazine

Hot Seat: Kim Hoffman of Sutherland

Letting third-party service providers do the heavy lifting
There has never been a more defined need for lenders to partner with providers who can handle all facets and complexities of the mortgage process with ease. Margins are razor-thin, consumer experience expectations have never been greater and speed has never been more important. Managing any one of these variables alone is difficult, now add compliance, quality requirements or buy back risk, and rising interest rates, there is no need to go it alone.
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Sponsored By

FHFA on credit score delivery: forgotten lessons

Multiple versions of a credit model may lead to added cost and complexity
Recently, FHFA posted a Request for Input asking for opinions concerning options for changing the delivery of credit scores to the GSEs, underwriters and investors. FHFA is considering various options to change the current system. Any such choice, in the end, is the outcome of a detailed cost-benefit analysis, but while FHFA acknowledges this, they fall short of providing the necessary framework for reaching an informed conclusion.
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Sponsored By
New American Funding

Company provides a vital link for purchase buyers reaching out through call centers

New American Funding offers neighborhood data and connects homebuyers to real estate agents
The homebuying process has changed drastically in the last decade, with buyers happy to self-serve as they look for homes and home loans. That process of self-education often lands them in an unusual space: loan call centers, which used to be the choice for homeowners looking for refinance loans, not first-time homebuyers reaching out for a purchase loan.
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Sponsored By
Factom Inc.

How do you know if blockchain is right for your business?

Factom provides a four-step roadmap — and a sandbox — to find out
Factom offers a Sandbox for developers to try their Blockchain-as-a-Service offering, enabling them to quickly implement a proof of concept applicable to their business. Business stakeholders can immediately evaluate the value to their business with the accompanied user interface that is flexible to users’ data format. In other words, you do not need to change your data’s structure or format to fit the type of blockchain you need.
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Sponsored By
Arch MI

RateStar expands lenders' origination opportunities in a competitive market

Will Vickers of Arch MI explains the benefits of the dynamic pricing engine
With home prices across the country increasing and interest rates also on the rise, lenders are looking for ways to help borrowers afford homeownership. Arch MI RateStar is a dynamic MI pricing solution that expands lenders’ origination opportunities in a competitive market.
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From HW Magazine
Sponsored By
Mortgage Cadence

Borrower survey reveals 3 key observations in lending

Lenders need to meet borrower expectations for the experience
Since 2016, Mortgage Cadence has been partnering with Accenture Research, polling American borrowers to determine what they were thinking, feeling and doing as they were moving through their mortgage application journey. In 2016, when we first asked borrowers to rate their level of satisfaction with lenders, 45% said they were ‘very satisfied.’
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From HW Magazine

Hot Seat: Simon Moir of eOriginal

eOriginal delivers eClosing capabilities to companies of all sizes with an open platform
Originators can digitally create the promissory note and securely manage it as an authoritative copy with delivery to secondary market. For instance, by sending the note digitally from the originator to a warehouse lender, the risk of a lost note or shipping are eliminated. Thanks to technology, the eNote is delivered and transferred instantly, with data that can be instantly validated. This advancement accelerates the time between origination and the replenishment of capital.
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