Research shows that individuals spend more time shopping for a car than for a mortgage because lets face it: loan shopping is a frightful and boring experience, a New York Times article pointed out this week.

In fact, many buyers simply grab the first quote they get due to fears over the process or a general annoyance with how cumbersome mortgage review can be.

This New York Times article suggests that the process should be changed or at least looked at for possible re-tweaking to ensure buyers are not only shopping for loans, but reaching for the best possible deal while doing it.

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