The latest economic and policy trends facing mortgage servicers

Join this webinar for an in-depth roundtable discussion on economic and policy trends impacting servicers as well as a look ahead at strategies servicers should employ in the next year.

2021 RealTrends Brokerage Compensation Report

For the study, RealTrends surveyed all the firms on the 2021 RealTrends 500 and Nation’s Best rankings, asking for annual compensation data for the 2020 calendar year.

Steve Murray on the importance of protecting property rights

In this episode, Steve Murray, RealTrends advisor and industry stalwart, discusses some of the issues facing private property rights, including how a case in Germany could potentially affect U.S. legislation.

Lenders, it’s time to consider offering non-QM products

The non-QM market is making a comeback following a pause in 2020. As lenders rush to implement, Angel Oak is helping them adopt these new lending products.

Politics & MoneyMortgage

The $7 trillion climate question facing Fannie and Freddie

A look at the "Klima" model, which measures climate risk and residential mortgage mispricing

HW+ Risk

During the Trump administration, Fannie Mae and Freddie Mac appeared to studiously avoid weighing in on the potential effects of climate change on the value of their more than $7 trillion of securitized mortgages. 

After all, the former president was a well known climate skeptic and the GSEs perhaps wanted to avoid his ire, especially as expressed on his favorite social media weapon, Twitter.

But it’s a new day, a new dawn and a new administration in Washington.

So, early in 2021, the GSEs wasted no time in putting out an all points climate SOS, asking all and sundry to pass along any information and analysis they might have on climate and the mortgage market in general. But most importantly, climate as it relates to Fannie and Freddie’s mortgage portfolios specifically.

One response stands out, and not just because of its stark climate warning, but also because of the report’s author and the outsized and famous role he and colleagues played in the mortgage finance crisis of 2008, a crisis in which the GSEs, of course, also had an outsize role.

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