Federal prosecutors have indicted two San Diego men for their role in allegedly defrauding desperate homeowners trying to modify their mortgages. Glenn Rosofsky and Michael Trap, who ran a business called Nations Housing Modification Center, are charged with duping homeowners who were falling behind on their mortgages into paying $2,500 to $3,000 for loan modification services. The defendants allegedly tried to create the false impression that they were operating from an address near the White House, and sent letters marked with the seal of the US Capitol to prospective customers. They also allegedly told customers that they had forensic accountants and lawyers on staff to provide assistance. The firm actually operated out of Southern California and had no accountants or lawyers on staff, according to Rosofsky's indictment.