Royal Bank of Scotland Group Plc and Lloyds Banking Group Plc agreed with the UK Treasury to make £105bn (US$156bn) of new loans available to businesses and homebuyers over the next 12 months. RBS, Britain’s biggest government-controlled bank, will provide as much as £50bn in gross business lending, and Lloyds, 41% state-owned, will provide £44bn, the companies said today in separate statements. That compares with £79.7bn of gross lending to businesses last year, the banks said. “We have the capital to make this lending available,” said Philip Hampton, chairman of RBS in a statement. “The right amount of debt for businesses will be greatly influenced by the pace of economic recovery.”