Potential borrows are expected to have easier access to lending and credit as more players enter the lending space with plans to provide access to home loans, CNNMoney reported.

“The Q4 2012 survey marks the ninth straight survey in which fewer than 10% of banks tightened standards,” according to Dan Green’s Daily Mortgage Report. “Many more are loosening instead. It’s a good sign for the 2013 home purchase market, which has shown strong buyer demand and rising home prices.”