Wisconsin’s largest bank with $57.2bn in assets, Marshall & Ilsley, (MI) extended its foreclosure moratorium another 90 days through June 30, 2010 The initial moratorium began Dec. 18, 2008 as part of the M&I Homeowner Assistance Program and covers all owner-occupied residential loans for customers who agree to workout a new repayment plan. M&I extended its moratorium three times before, once at the end of June 2009, again in September and once more just before Christmas. The program also features assistance for potentially distressed borrowers, who M&I identified in advance to workout a new payment agreement. The program includes a foreclosure abatement initiative that includes refinancing options such as term extensions and reduced rates. The rates can be used to reduce monthly payments when necessary. States and the federal government have been assembling barriers in the foreclosure process for some time. Ohio’s Cuyahoga County suspended foreclosures for six months starting in December. The Obama Administration recently put a hold on foreclosures until the property has been considered for a modification under the Home Affordable Modification Program (HAMP). Write to Jon Prior.