Title insurers have decided not to require lenders to provide a blanket shield from claims caused by flawed foreclosures after discussions around crafting an industry-wide agreement fell apart. First American Financial Corp. said that the Santa Ana, Calif., company had concluded that requiring banks to indemnify the title insurer from foreclosure errors resulting in questions about who owns clear title to a property was unnecessary “given the actions taken by lenders to remediate deficiencies and to improve their processes going forward,” said Dennis Gilmore, First American’s chief executive.