Entrepreneurs and small business owners will have trouble obtaining a mortgage once the Consumer Financial Protection Bureau’s new lending rules take effect, USA Today reports. 

The new regulations are intended to help ensure lenders are making wise lending decisions; however, the rules may create new obstacles for small business owners, the paper suggests.

Small businesses and entreprenuers often have trouble verifying their income, debt-to-income ratios and assets—all of which are needed under the mortgage rules, USA Today reported.