NerdWallet has announced the winners of its 2020 Best Mortgage Lenders list, which ranks the nation’s top mortgage lenders by their ability to best assist homebuyers with their financial decisions while purchasing a home.

The company reviewed the majority of the largest U.S. mortgage lenders by annual loan volume, ranking those that have at least a 1% market share. While the focus was on lenders that offered purchase, refinance, jumbo, FHA, VA and/or HELOCs, the companies selected were also recognized for their emerging platforms, as well as their online search volume.

Notably, some of the companies that appear on the list are NerdWallet partners while others are not. Each of the winners offers 3%-down-payment loans, target first-time homebuyers through national or proprietary loan programs on their website, have low origination fees and more, according to the company.

“Shopping for a mortgage is intimidating, because borrowers have hundreds of lenders to choose from and it’s hard to know which you can trust,” says Holden Lewis, NerdWallet’s home and market insights expert. “These awards are designed to provide clarity to home buyers and refinancers so they can make the financial decisions that are right for them.”

According to NerdWallet, these are the best mortgage lenders in the industry based on loan type:

Best Mortgage Lenders for First-Time Home Buyers: Bank of America and Citibank

Best Mortgage Lenders for Refinancing: Better.com and LenderFi

Best Mortgage Lender for Home Equity Lines of Credit: Citibank

Best Mortgage Lender for FHA Loans: Fairway Independent Mortgage

Best Mortgage Lenders for VA Loans: Veterans United and Navy Federal

Best Mortgage Lenders for Online Loans: NBKC and Bank of America

Check out the full list of 2020’s best mortgage lenders here.