Roughly 1.76 million homeowners received a modification on their mortgage in 2010, a 42% increase from the year before, according to the Hope Now alliance of servicers, investors, insurers and nonprofit counselors. Modifications through the banks' own programs more than doubled the amount done through the government's initiative. Of the workouts completed in 2010, 1.24 million were done through proprietary programs, compared to the 512,712 completed through the Home Affordable Modification Program, which continues to draw critics. Despite the increase, there is still work to do. Hope Now reported 2.87 million loans in 60-plus day delinquency, and while that is down 30% from the year before, RealtyTrac reported more than 3.8 million foreclosure filings for the year. The company's Senior Vice President Rick Sharga recently said the foreclosure volume in 2011 is due to grow even more and return to normal levels in 2013. "2010 was a very challenging year for the housing market, but HOPE NOW’s data continues to support the fact that significant strides have been made to avail homeowners of all options before going to foreclosure," Hope Now Executive Director Faith Schwartz said. "Our top priority in 2011 will be to advance execution and implementation of these options, while focusing on improving the customer experience for homeowners who are going through the foreclosure prevention process." Write to Jon Prior. Follow him on Twitter: @JonAPrior