Articles Tagged with ''Housing''

6 Questions with 6 HUD Executives, Ep. 3: FHA Commissioner Brian Montgomery

In this exclusive interview, Montgomery discusses tech development at HUD and more
Brian Montgomery's role as FHA commissioner is a far cry from back when he thought he’d become a geologist, before housing “got into [his] blood,” as he tells HousingWire Editor-in-Chief Jacob Gaffney in our latest, exclusive podcast series: 6 Questions for 6 HUD Executives.
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[Listen] HousingWire bids adieu to two mortgage lending titans

David Stevens and Brad Blackwell reflect on their lending careers
September marks the first official retirement days of two mortgage lending titans. In an exclusive interview with Jacob Gaffney, David Stevens, former head of the Mortgage Bankers Association, and Brad Blackwell, former EVP of housing policy and homeownership growth strategies at Wells Fargo Home Lending, reflect on their careers, friendship and where they think the industry is headed.
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How should you pay off your mortgage?

Four strategic ways homeowners can pay off mortgages faster
Young adults entering the housing market are expected to create a vast demand for potential homeownership, but will they be able to afford mortgage payments? Luckily, an article by USA Today highlights strategic ways homeowners can pay off their mortgages better and faster.
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2018 economic growth to hold steady, despite rising interest rates

Economists predict two more rate hikes
Fannie Mae’s newest report from its Economic & Strategic Research Group indicates that this year’s economic outlook isn’t going to change much. The report shows that 2018’s growth prediction remains unchanged at 2.7% and the year will see two more interest rate hikes from the Federal Reserve. But, things don’t look quite as rosy for 2019... why?
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Here's how predicting housing cycles improves mortgage lending

A new service provided to LendingLife
For lenders, having reliable data-driven predictions is essential for a range of decisioning: determining reliable loan-to-value (LTV) thresholds; examining risk at origination; understanding at-risk portions of a portfolio for acquisition or loss-mitigation purposes; improving servicing strategies in situations of default, REO or short sale; and understanding and identifying suitable loan modification options to avoid additional risk for troubled homeowners.
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Monday Morning Cup of Coffee: Getting Millennials to buy housing is becoming a joke

Plus, some hard hitting housing and economic reports
CNBC reports getting a mortgage is about to get easier. But it's not. At least not with what the reporter is presenting. On the bonus side, it's becoming more and more common to come across funny ways Millennials are intersecting with the houses they don't own. All that and more in your weekly Monday Morning Cup of Coffee.
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4 ways to capture multicultural sales in 2018

Examples from Alterra Home Loans and Other Industry Leaders
[Op-Ed] Leading companies are using multicultural marketing strategies on the front line as part of their total market strategy. The ones who are effective are not simply translating their flyers or adding diversity to their ads. Through their marketing efforts and customer experience, the best companies are reflecting the country’s shift in cultural norms and expectations to connect with today’s diverse consumers.
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Despite missing earnings expectations, Toll Brothers is positive on rest of year

Thanks to strong demand for housing
While luxury homebuilder Toll Brothers barely missed earnings estimates, causing the company to narrow its outlook for the year, the company is still positive on the rest of the year. And as homebuilders start to focus on starter homes, Toll Brothers expects the strong economy to also spur more move-up buyers.
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