The latest economic and policy trends facing mortgage servicers

Join this webinar for an in-depth roundtable discussion on economic and policy trends impacting servicers as well as a look ahead at strategies servicers should employ in the next year.

2021 RealTrends Brokerage Compensation Report

For the study, RealTrends surveyed all the firms on the 2021 RealTrends 500 and Nation’s Best rankings, asking for annual compensation data for the 2020 calendar year.

A real estate professor weighs in on the future of MLSs

According to research done by Sonia Gilbukh, a real estate professor at Baruch College, there are some reasons to be concerned about the current number of real estate agents and the future of MLSs.

Lenders, it’s time to consider offering non-QM products

The non-QM market is making a comeback following a pause in 2020. As lenders rush to implement, Angel Oak is helping them adopt these new lending products.

Politics & MoneyReal Estate

How demographics shaped the housing market in 2021

What to look for in the last few months of this year

HW+ house idea

As we come to the end of 2021, we also approach the end of another year living with COVID-19. The year 2020 was one of the most chaotic times in recent history. Although 2021 seems normal in comparison, it is perhaps even stranger because as a country, we have learned to normalize the consumption of goods and services with an active virus infecting and killing Americans each day. An often-forgotten turn of luck for the American economy is that the housing market entered a period of the best housing demographics ever recorded in history the same year that COVID grabbed hold of us.

As I always stress every time I can, housing broke out before COVID-19 hit us. February data that we got in the second half of March was the first real breakout in housing data post-2010.

If COVID-19 had become the worldwide menace five years earlier, the U.S. would not have the demographic clout to drive the housing market — and it was the housing market that led us out of the COVID-19 brief recession. Yes, it was short; it ended in April of 2020.

Likewise, if the housing market did not have COVID-19 to dampen demand for a short time, we would not have to debate forbearance so much. The forbearance crash bros of 2020 blew it badly.

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