True Stories: Hybrid, eNote and RON Implementation

Join expert panelists that will discuss the status of federal legislation, trends in digital adoption and how best to prepare your organization for the next generation of lending processes.

Spruce’s Patrick Burns on innovation in title technology

In the season finale of Housing News season 5, Spruce CEO discusses heightened investor interest in title tech, innovation and fintech adoption.

Top CFPB official “hates” QM rules, jeopardizing safe harbor

A top CFPB official in charge of the rule-making process has heavily criticized the agency's own qualifying mortgage rule, jeopardizing safe harbor.

Don’t sleep on non-QM products

Now is the perfect time for originators to consider expanding to non-QM products – to grow business, diversify their offerings and to ensure an opportunity to better serve their customers.

MortgageReal Estate

HousingWire Magazine: May 2021

While they’ve long been the backbone of companies trying to navigate the cyclical nature of the industry, housing finance executives took center stage last year. With housing demand already high, the Federal Reserve introduced a new quantitative easing program in response to the COVID-19 crisis that pushed mortgage rates to historical lows and the housing market reacted in a way that no one saw coming – it flourished. 

Then, on top of all of this, the events of last year created a race to file for IPO from the top mortgage and real estate players, creating even more liquidity for the heavy hitters in the industry. 

HousingWire’s newest award program recognizes the 40 housing finance executives who are driving financial performance, expanding margins, improving liquidity, helping their businesses access the capital markets, and most importantly, moving the housing economy forward.

And to get a detailed synopsis of the secondary market that these executives were having to plan around, go to page 40. This feature compares the 2008 financial crisis to the pandemic’s impact on the capital markets, outlining the massive shift in market share by lenders. Despite the roller coaster that was 2020, the author of the story, John Toohig, asks, “Could the industry be entering a new Golden Era for mortgage lenders — both depository and nonbank alike?”

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HW+ includes weekly long-form digital content, HousingWire Magazine, access to HousingStack, and free admission to all HousingWire virtual events.

To see all HousingWire Magazine issues, click here.

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