Freddie Mac operations executives expect new technologies and processes to increase lender confidence in loan-data quality, reduce time and costs, and offer a more-flexible data architecture. Speaking today at the MBA's mortgage operations conference in Grapevine, Texas, Samuel Oliver, senior products director at Freddie, said lenders should already be planning for changes coming to requirements for lenders selling to GSEs and begin adopting new loan delivery processes later this year to be fully prepared when the new rules take effect Sept. 1, 2011. The advice echoes suggestions from Fannie Mae earlier today. Oliver said this should "simplify implementation for individual parties by minimizing redundant sequential work involved in designing different systems and processes for selling mortgages to both GSEs." He said the Uniform Loan Delivery Dataset seeks to align data points between the agencies, as much as possible, and about 80% of the roughly 500 points are aligned. "But [the GSEs] still remain two independent investors with different processes and procedures," he said. Charles Pearson, vice president of loan and securities operations at Freddie, said the agency is also increasing technology investment to get off antiquated interfaces, some of which have been used since the early 1980s. For example, he said lenders no longer need to submit expenses to Freddie using paper and the GSE is now able to turn around the requests in about four days. Pearson also said Freddie Mac is migrating data from old systems to new Web-based portals that will improve the process for lenders making loan-servicing changes. He expects all loan deliveries to be made through the Web by the end of 2011. Write to Jason Philyaw.