The financial climate born of the recent credit crisis shines particular emphasis on the consideration of credit as a critical component for both lenders and consumers, as well as the need for tools to teach the ins-and-outs of credit. AllRegs, a publisher of industry guidelines, and analytics technology provider, FICO, released Thursday a new online course designed to do just that:  teach credit decision makers the fundamentals of FICO scores. "Whether you are an underwriter, a mortgage relief counselor, a credit counselor or other credit decision maker, this course will provide the most current information regarding FICO credit scores," says Dan Thomas, senior vice president of AllRegs. The 30-minute self-study online course provides methods to improve financial health and tips for managing credit responsibly. Students will also learn the proper way to read a credit report . Upon successful completion of the course, students will receive an industry-recognized certificate of completion and transcript. Write to Kelly Curran.