Real estate brokerage company ZipRealty announced its list of the 10 most affordable housing markets of 2013 based on the company’s analysis.

In its analysis, ZipRealty compared median home sales prices in 30 metropolitan areas to the area's median household-income levels. The metros with the lowest home price to income ratios were named the most affordable.

According to the study, metros in Texas and non-coastal regions offer the best real estate bargains.

Dallas-Fort Worth, Houston and Minneapolis-St. Paul topped the list, while Washington D.C., Brooklyn, N.Y. and the San Francisco Bay Area are among the most expensive areas.

"ZipRealty's analysis shows that in the most affordable areas, the average home sells for about five to six times annual average household income levels," says Lanny Baker, CEO and president of ZipRealty. 

Baker added, "However, at the other end of the spectrum, homes in the least affordable metro areas are selling for as much as 11 to 13 times the local household income standards, and in one city we researched, the average house price to income level ratio was almost 17."