AmTrust Bank said earlier this week that it had closed over 10,000 mortgage loans using its proprietary eSign closing solution, touting that the Ohio-based bank has closed and sold more loans with an electronic note than all other lenders in the nation combined. The growth in eSignatures underscores the strong move towards streamlining and automating the origination side of the business, as overall volumes continue to decrease in the face of a burgeoning national housing crisis. The bank's proprietary eSign platform converts the majority of legal closing documents into an electronic format for both fixed-rate and adjustable-rate loans. In addition, closing documents can be reviewed in advance via the Internet at any time; after closing, borrowers get their own copy of all closing documents on disk or flash drive to take with them. "The AmTrust model is an incredible win for everyone -- the consumer, our mortgage and closing partners and even the environment," said Jon Baymiller, AmTrust Bank's EVP of mortgage lending. "Implementation of the fully integrated AmTrust eVision value proposition represents an ongoing effort across many constituents." Baymiller said that both MERS and Fannie Mae have been key partners behind the scenes in helping the bank build its eSignature technology. For more information, visit