As the U.S. Department of Housing & Urban Development's proposal to change the rules regarding the Real Estate Settlement Procedures Act moves forward, there are many rumors and concerns about what exactly the proposal will mean for originators. Will yield spread premiums be affected? What exactly are the changes we can expect to see with the Good Faith Estimate? How will the HUD-1 Settlement Statement change? To help mortgage professionals understand these proposed changes to RESPA and how they will impact the industry, industry data publisher AllRegs said it will hold an audio conference on May 5 exploring the proposal in-depth. Howard Lax, a partner in the firm of Lipson, Neilson, Cole, Seltzer & Garin, P.C. and a compliance and regulatory affairs expert, will serve as the audio conference speaker, according to a press statement released on Monday. For more information, including registration details, visit