F1As senior vice president capital markets operations, Caroline Payne is responsible for the development and rollout of all mortgage products offered by Movement Mortgage.

Prior to her time at Movement, Payne served as partner and head of operations and transaction management at AltaMira Mortgage. Earlier in her career, Payne spent time in investor relations, contract finance, product development and transaction management at First Union, Wachovia and Wells Fargo. At Movement Mortgage, Payne’s team has been instrumental in developing a suite of mortgage products including: proprietary expanded and non-QM product offerings, prime jumbo programs with multiple investor outlets, competitive affordable lending programs targeted for first-time and low-to-moderate income homebuyers, construction-to-permanent conventional and renovation loan programs, as well as competitive extended lock programs. The company touts these products as “paramount” to the success of its loan officers and the company’s continued growth. In this role, Payne uses her breadth of knowledge in the mortgage space to articulate her thoughts and ideas to senior leadership, peers and teammates to gain buy-in on complex issues.