Khaled Elsayed has been utilizing his decades of experience in both the home financing industry as well as Islamic finance to provide a singular vision for Guidance Residential.

As President and CEO, Elsayed has had a direct hand in ensuring that Guidance remains true to its mission of providing top-tier services to the underserved Muslim American homeowner market.Vanguard logo

Kal ElSayed“Our company, Guidance Residential, was founded for the explicit purpose of serving the underserved, in an arena where 98% of home financing opportunities are off limits,” Elsayed said.

Guidance Residential is a U.S.-based Islamic home financing company headquartered in Reston, Virginia. Guidance Residential is the largest Islamic home financing provider in the United States by total market share in the niche market. The company started operation in 2002 to provide Shariah compliant, riba-free (free of interest or usury) home financing contracts to Muslim American home buyers.

Guidance Residential is a wholly owned subsidiary of Guidance Financial Group, which is a subsidiary of the parent company, Capital Guidance. The company has funded over $5 billion in Islamic home financing in American Muslim real estate market through its Declining Balance Co-Ownership Program. The Declining Balance Co-Ownership Program is a Shariah-compliant structure of home financing based on “Diminishing Musharakah” or Equity Partnership model, which is a non-lending method of home financing and is unique to the Islamic home financing market in the United States.

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