In this issue, HomeChex’s Mark Browning discusses why it is essential that we address the housing needs of America’s older homeowners. As our aging population continues to expand, the need for safe and affordable housing for this demographic will grow, and we will need to get creative in order to come up with sound solutions for our seniors.

One fantastic option, as Browning writes, is the HECM for Purchase program. By allowing seniors to access their home equity in order to purchase a new home that meets their needs as they age, the H4P program offers a solid option for those looking to downsize and save for future health care expenses.

The power of the H4P is no surprise to professionals in this industry. The problem though, is how to communicate this to senior homeowners and those who advise them. How do we connect with Realtors so that we can work together to educate the public about this important financial tool? As one South Florida Realtor writes in our Spotlight story, the vast majority of real estate agents in this country are not only unaware of the H4P, but are largely misinformed about the reverse mortgage in general.

Correcting this problem will be no easy task, and it may require HECM specialists nationwide to put their heads together to work toward a solution. At The Reverse Review, we aim to provide a forum for industry professionals to do just that. Read our stories, comment online or write in and tell us what you think. Be a part of the conversation, offer your ideas and let’s work together to spread the word about the power of the HECM.