Happy New Year and welcome to 2013! Make no mistake: More rules and regulations are headed our way, and this could potentially include set-asides for taxes and insurance. Even with these new rules pending, reverse mortgage servicers should still be diligent about tracking the payment of the homeowners’ real estate property taxes. If you have delinquent property taxes, you can safely assume there might be delinquent HOA fees as well. A sound property tax tracking system driven by severity codes can isolate those loans that require immediate attention and keep the workload focused on those seniors needing the most attention.