From what he can’t go without to what he believes to be the reverse mortgage industry’s biggest challenge, we get the personal and professional facts from Gregg Smith, president and COO of One Reverse Mortgage, in our monthly edition of The Hot Seat.

You can't always be right.

Ten years from now I’d like to spend my time playing with my kids.

My favorite website is

My favorite magazine is The New Yorker.

I never miss an episode of Family Guy.

When I was younger I wanted to be a professional hockey player.

Every morning I read the Wall Street Journal.

I can't go without my iPad.

I'll never forget my dad.

The best job I've ever had was working for my dad.

The worst job I’ve ever had was working for

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my dad.

My parents taught me the value of hard work.

My favorite time of the day is early morning.

Right now I’m listening Katy Perry.

I've never surfed.

The best lesson I've ever learned was to never have regret.

A good friend is priceless.

The best purchase I've ever made was a home in La Jolla.

My favorite book is Blink.

The biggest challenge in the reverse mortgage industry is creating greater positive public awareness.

The future of reverse mortgages is expanding our customer base beyond the needs-based senior.

The greatest setback for our industry was the housing crisis.

Ten years from now the reverse mortgage industry will be a mainstream loan program.

People should seek a career in the reverse mortgage industry because it’s simply the most rewarding sector of the mortgage industry.

Before I entered the reverse mortgage industry I was a forward mortgage banker for 12 years.

Reverse mortgage professionals can best support the public image of reverse mortgages by becoming a reverse mortgage program expert.

The most important thing financial advisors can learn about reverse mortgages is that it can play a positive role in a senior’s financial plan.

In shaping appropriate regulation of the reverse mortgage industry, government officials need to understand the industry is ready and willing to help.

The development of a proprietary market for reverse mortgages will require a stable housing market coupled with a lower lending limit.

The most important influence technology will have on reverse mortgage is it will increase participation and grow the overall business.

The biggest impact reverse mortgages offer to seniors is flexibility.

The most important thing seniors should understand about reverse mortgages is it’s just like a forward mortgage, but better.

I would encourage a family member to consider a reverse mortgage because it fits into their financial plan.