Written by Dennis Gassoway, as originally published in The Reverse Review.

Considering the ever changing landscape of the reverse mortgage industry, a concern is gaining steam: homeowner associations and their ability to charge excessive fees for nonpayment of monthly dues. In some states, they even have the ability to eliminate

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first lien position with a lender and potentially force foreclosure and tax deed sales. One must now do extensive research to investigate these HOAs as they change board members annually, change management companies more often than not, and basically do not publish their data on any public real estate news source. There are new companies building platforms to support the pathway to HOA databases and this will eventually be a great resource. Until these databases

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are complete, be diligent in your research and take a chill pill as the HOAs are not always the happy guys on the other end of the phone.