Buying a home easily comes in as one of the biggest financial decision you will make, so who better to take advice from when it comes to a mortgage than David Stevens, the president and CEO of the Mortgage Bankers Association.

The MBA is the national association representing the real estate finance industry.

Whether it’s getting a job, graduating from college or simply wanting a new place to live that’s brought you to buying a home, you here and finding out that there are a lot of variable to consider.

Here is a preview of the first tip from Stevens on how to reduce stress in the mortgage process. Check out the full article in Media Planet for the entire list.

1. Know your budget

Take into account not only the mortgage price but also insurance, taxes, maintenance, utilities, etc. Calculate an affordable monthly payment and then figure out the corresponding home price.

Here are a couple other articles for additional help on the home buying process.

Here's how to get the lowest mortgage rate right now

Here’s a sample cover letter to help secure your client's dream home