First Centennial Mortgage is committed to delivering exceptional service to their customers. With a culture built around customer service, the company strives to make the mortgage process easier for everyone involved. Communication is the cornerstone of every transaction, making sure each interested individual has a full understanding at every stage of the experience.

Steven and David McCormick started First Centennial Mortgage in 1995. Since then the company has grown into a multi-office presence licensed to do business in 10 states.

“With teamwork being one of our core values, each interaction with our company and its employees should be an extraordinary experience,” said Steven McCormick, First Centennial Mortgage president.

“Our passion is to execute our mission with spirited and unmatched service, going above and beyond to exceed expectations.”

The company’s customer service success is demonstrated by its distinction of receiving a “complaint-free” award from the Better Business Bureau for Chicago and Northern Illinois for each of the last three years.

First Centennial Mortgage attributes this honor to its overall philosophy of customer service.

As a family-owned company, First Centennial Mortgage promotes a positive, uplifting and harmonious work environment, which also translates into greater borrower engagement.

“When people love the work they do and the people they work with, it’s easy to deliver an exceptional experience,” McCormick said. “We believe strongly in promoting happiness.

“ Integrity also guides all of our decisions. When we act with integrity, we build trust by always making the right choice, regardless of circumstance.”

First Centennial Mortgage utilizes best-in-class mortgage technology solutions for every aspect of the mortgage process and continuously seeks enhanced solutions to address the needs of its clients, employees and business partners.

 In the company’s latest innovation, it’s enhancing its technology platform in order to facilitate efficiencies for borrowers.

“Through advanced predictive analytics, we are going to be able to identify exactly what our borrowers’ needs are and how to meet them. We feel it will revolutionize the industry and provide us a tremendous competitive advantage,” McCormick said.

First Centennial Mortgage recently opened branch locations in Milwaukee, Wisconsin and Sarasota, Florida and expects continued growth and expansion in the next year.

“We are really looking forward to serving these new areas in addition to experiencing tremendous growth within our current footprint,” McCormick said.


StevenSteven McCormick, President and Co-Founder

Steven McCormick is the president and co-founder of First Centennial Mortgage Corp. Prior to co-founding FCM in 1995, Steven served as the vice president and co-owner of Professional American Collections.

PAC ranked as one of the top 100 receivables management companies in the world before going public.

Steven earned his Bachelor of Science Degree from Marquette University with a specialization in finance and marketing.

He is a current board member of the Fox Valley Habitat for Humanity and served on the Faith Christian Academy Board of Education as a trustee for five years.

 He also served on the Heritage YMCA Board, including chairing that board from 2006 through 2009.

 In 2007, Mr. McCormick was recognized as the Humanitarian of the Year by the Junior League of Kane and Dupage Counties, Inc.

He has four children and has been married for more than 20 years.

DaveDave McCormick, EVP and Co-Founder

Dave McCormick is the executive vice president and co-founder of First Centennial Mortgage Corp. and is responsible for the mortgage operation and secondary marketing function of the corporation.

Prior to co-founding FCM, Dave started and ran one of the top-10 mortgage credit companies in the country, finishing with the facilitation of taking the company public through an Initial Public Offering.

He has served on various not-for-profit boards as well as industry advisory boards. He received his Bachelor of Science from Marquette University and is married with four children.