Atlanta, Charlotte, Fort Lauderdale, Riverside, and San Diego have been included among the 2015 Best Markets Top 10 List compiled quarterly by HomeVestors and Local Market Monitor.

The list evaluates and rates approximately 300 markets, and names the 10 where home prices are likely to increase steadily over the next few years, resulting in better returns, since home bargains will be harder and harder to find.

At 696,000, the number of borrowers in active foreclosure is the lowest it’s been since November 2007.

“The boom in snapping up foreclosed properties is pretty much over,” said Ingo Winzer, president and founder of Local Market Monitor.

 “Our Top 10 list consists of growing markets where higher home prices already signal more demand than supply, and where renters are at least a third of the local population. With the exception of Atlanta, where bargains still exist, home prices are pretty much aligned with local income," Winzer said.

 The third-quarter 2015 top 10 list includes:

1. Orlando, Florida - the large and growing tourism industry provides plenty of lower-paying jobs.

2. Dallas, Texas - growing rapidly, with lots of jobs in business services and finance; many renters despite fairly modest home prices.

3.  Riverside-San Bernardino, California - growing again after a big real estate recession.

4.  Seattle, Washington - high home prices give many renters little choice; economy is doing very well despite a moribund manufacturing sector.

5.  Austin, Texas - as with other Texas markets, not enough construction in the past decade; strong demand for rentals from government and university workers.

6.  Fort Lauderdale, Florida - renewed growth in a market with a large retirement population and service providers.  

7. Charlotte, North Carolina - the large banking and business services sectors provide ample medium-pay jobs; home prices are moderate but many prefer to rent.

8. Atlanta, Georgia - recovery from the large number of sub-prime foreclosures has produced more renters; some bargains can still be found.

9. San Diego, California - high (but not outrageous) home prices produce a large renter population; the large business services sector - with medium-pay jobs - provides growth.  

10. San Antonio, Texas - increased tourism boosts demand for rentals.

“These Top 10 markets demonstrate that real estate investment opportunity is widespread,” said Ken Channell, HomeVestors co-president. “There are locations with great potential from coast to coast, in the biggest markets and in smaller cities, if you evaluate carefully. For instance, while some people might assume any California real estate is completely overpriced, we see two Southern California markets that have exceptional values.”