Direct-to-consumer title insurer OneTitle National Guaranty Company announced that it secured a $13 million investment from White Mountains Insurance Group, which it plans to use to expand beyond New York.

As part of the deal, White Mountains Insurance acquired a minority stake in OneTitle. Reid Campbell, managing director of White Mountains Capital and president of White Mountains Advisors, will also be added to the board of OneTitle Holdings as part of the transaction.

Touting “lower rates, improved safety and transparency, and unbeatable customer service,” OneTitle works directly with attorneys, lenders, developers and homeowners to offer title insurance “without any middlemen,” and claims that it can save homeowners, homebuyers and investors a total of 20% or more through a combination of lower filed premium rates and lower closing costs on most transactions.

“White Mountains’s commitment marks a true sign of disruption in the title insurance industry,” said Daniel Price, founder, president and chief executive officer of OneTitle. “Leveraging this investment and their insurance expertise, we will be able to bring better service and lower rates to even more attorneys, lenders, real estate investors and homeowners.”

Campbell said that White Mountains elected to invest in OneTitle because of its unique business model.

“In our search for innovative companies, we chose OneTitle because it is uniquely positioned in the title insurance industry,” Campbell said. “We are excited by our investment in OneTitle and look forward to bringing our resources and experience to bear in supporting Dan and the rest of his talented team.”

B. Lance Sauerteig, chairman of the board of OneTitle and president of BLS Strategic Capital, said that the injection of funding from White Mountains will allow OneTitle to continue its growth.

“The investment by White Mountains is an exciting milestone in the development of OneTitle,” Sauerteig said. “The current board members are looking forward to Reid Campbell joining us and to the opportunity to work with the entire White Mountains team. Their industry expertise and support will give tremendous impetus to our strategic growth plan in New York and expansion beyond.”