Are we headed for another subprime lending crisis in the United States?

We’re just out of the housing crisis – now this

The Motley Fool turns its eye toward subprime lending, that old devil, and asks if we’re heading back down a bad road.

With the subprime mortgage crisis now more than six years behind us, it seems like the U.S. mortgage industry has learned its lesson. Although lower-credit and low down payment loan options are coming back to some degree, the free-for-all of no money down, low-documentation, and other exotic loan products is a thing of the past.

Yet, there is another aspect of the lending industry that seems to be embracing subprime borrowers — the auto lending industry. Here's why auto lending can be even more dangerous than mortgage lending to banks, and whether or not we may be heading for another subprime crisis.

Read the full story here.

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