5 most unaffordable:

California

5. Los Angeles (pictured above)

            This California city ranks at 54 on the affordability index, with a current median house price of $423,000 and an average monthly payment of $2,651 required.

4. San Diego

            This city boasts an affordability index of 50, with a current median house price of $477,000 and $2,987 monthly payment required.

3. San Jose, Calif.

            Making it into the top 3, San Jose records an affordability index of 47, in addition to a current median house price of $775,000 and a monthly payment of $4,856 required.

2. San Francisco

            San Francisco is closely behind the No. 1 city and recorded a 42 affordability index, $682,000 median house price and $4,275 monthly payment required.

1. Honolulu

            This is the only city not located in California and is also the top unaffordable market. Honolulu ranks 41 on the affordability index, with a current median house price of $671,000 and an average monthly payment of $4,203.