If you needed proof that the foreclosure crisis is firmly in the rearview for most of the U.S., consider this report about foreclosure activity in Dallas and Fort Worth, Texas:

For all of 2013, fewer than 28,500 homes were posted for foreclosure in Dallas, Tarrant, Collin and Denton counties.

That’s a 48 percent drop from 2012, and less than half the number in 2010, when the recession and housing crash caused 64,000 D-FW homes to be posted for auction. The 2013 figures include postings for next month’s auction.

When you consider that more than 230,000 homes in DFW went into foreclosure during the 2008 and 2011 period, it's pretty clear: the housing recovery is here.