Deborah Jenkins WIH

When the housing crisis led to the puncture of single-family homeownership, multifamily and the rental housing it supports picked up much of the slack.

At Freddie Mac, last year was a record year for multifamily loan volume, and Deborah Jenkins was right in the thick of it. The Freddie Mac senior vice president and national head of multifamily underwriting and credit leads a unit that has helped 1.3 million families rent a home since the housing crisis — that’s one in five renters nationwide. Jenkins is responsible for the underwriting and risk distribution of multifamily mortgages and for their credit and loan quality. In 2012, she managed the underwriting of almost $29 billion in loans.

Her unit is responsible for underwriting every multifamily loan that Freddie Mac helps finance and securitizing about 90% of the loans. In 2012, multifamily earnings were $2.146 billion. New business volume was a record $28.8 billion and mortgage delinquencies are among the industry’s lowest at .09% — a further testament to Jenkins’ risk management leadership abilities. In the first quarter of this year, Feddie purchased $6 billion in multifamily mortgages.

Taking that number to a more personal level, Freddie Mac financed more than 86,000 rental units in the first quarter of this year. First-quarter segment earnings were $585 million. Jenkins and her team are the head of a focus on affordable housing — the vast majority of the rental units the government-sponsored enterprise financed were affordable to households at or below the area median income. Also in the first quarter of 2013, they led efforts to securitize about $5.7 billion in conventional loans.

She is truly a leader in housing.

Click below to read about each of this year's 2013 Influential Women in Housing Finance:

Amy Brandt, Prospect Mortgage | Angela Cheek, Ellie Mae | Cari McCue, Guardian Mortgage | Deborah Jenkins, Freddie Mac | Dianna Serio, CoreLogic | Elsa Lewis, Williams & Williams Worldwide Real Estate Auction | Laurie Pyle, Stewart Lender Services | Lisa Binkley, Platinum Data Solutions | Maxine Waters, D-Calif. | Pamela Hughes-Patenaude, Bipartisan Policy Center | Renee Deane, Carrington Property Services | Shana Lakso, Equator | Tanya Reu, Realogy Franchise Group | Toni Moss, Americatalyst | Vicki Beal, Clayton Holdings | Debra Still, Pulte Financial Services | Elizabeth Warren, D-Mass. | Janet Yellen, U.S. Federal Reserve | Joy Cianci, Fannie Mae | Laurie Maggiano, Consumer Financial Protection Bureau