Joy Cianci WIH

Joy Cianci spends most of her time keeping distressed Fannie Mae homeowners in their properties. As a senior vice president at the government-sponsored enterprise, Cianci heads up the Making Home Affordable program as laid out by the Obama administration.

The program is now in its fourth year, and Cianci is there every step of the way, and through every change made to the national program by the Treasury and the Department of Housing and Urban Development. Not many people can claim to have a hand in the permanent modification of more than 1.2 million mortgages. One reason behind such success involves Cianci’s high-touch approach to the entire program.

Cianci is a firm believer in strong borrower outreach and worked with more than 75,000 struggling households connected from nearly 90 local events. In addition, Cianci heads up the Fannie Mae reverse mortgage portfolio. Cianci is a Fannie Mae veteran.

She served with the company for a little more than 20 years. She wore many hats in that time; as the head of the charitiable giving efforts and in the legal department, counseling the loss-mitigation, real-estate owned and servicing divisions. It can be argued that the only thing she’s done longer than working with Fannie Mae is follow the Mets.

As a native New Yorker, Cianci knows you can chose your job, but your team choses you.

Click below to read about each of this year's 2013 Influential Women in Housing Finance:

Amy Brandt, Prospect Mortgage | Angela Cheek, Ellie Mae | Cari McCue, Guardian Mortgage | Deborah Jenkins, Freddie Mac | Dianna Serio, CoreLogic | Elsa Lewis, Williams & Williams Worldwide Real Estate Auction | Laurie Pyle, Stewart Lender Services | Lisa Binkley, Platinum Data Solutions | Maxine Waters, D-Calif. | Pamela Hughes-Patenaude, Bipartisan Policy Center | Renee Deane, Carrington Property Services | Shana Lakso, Equator | Tanya Reu, Realogy Franchise Group | Toni Moss, Americatalyst | Vicki Beal, Clayton Holdings | Debra Still, Pulte Financial Services | Elizabeth Warren, D-Mass. | Janet Yellen, U.S. Federal Reserve | Joy Cianci, Fannie Mae | Laurie Maggiano, Consumer Financial Protection Bureau