Maxine Waters WIH

Congresswoman Maxine Waters, D-Calif., is not one to shy from a fight. And when it comes to supporting minority rights to affordable housing and responsible lending, Waters can get downright vicious.

Take the CFPB’s extensive regulatory changes coming in January. It’s going to be tough enough to get rolling on the new marching orders. But to Waters, it’s just the start.

“The rule should not be the only step toward protecting borrowers from wrongful foreclosure. First, servicers must be required to engage in loss mitigation. Also, more progress should be made in addressing the problem of “dual tracking,” by which servicers consider borrowers for loan modifications while simultaneously moving them toward foreclosure,” she said.

It should come as no surprise, Waters always declares her primary objective as ranking member of the Financial Services Committee is to make sure that the law remains strong and that American families are provided adequate protections. So whenever a new law is passed Waters asks herself, “Is this strong enough?”

Waters is also working not-so-behind-the-scenes to get the kind of people she wants in powerful monetary and housing positions. She heaped praise on the president when he outlined his plans for housing reform this year.

“Unfortunately, House Republicans have politicized housing finance reform, by passing unworkable legislation out of the committee that completely ignores the robust and substantive discussions happening among other stakeholders. Further, by stalling the confirmation of Representative Mel Watt for Federal Housing Finance Agency director, Senate Republicans are again denying the president the ability to put in place his selection to lead the agency through the transition.”

Click below to read about each of this year's 2013 Influential Women in Housing Finance:

Amy Brandt, Prospect Mortgage | Angela Cheek, Ellie Mae | Cari McCue, Guardian Mortgage | Deborah Jenkins, Freddie Mac | Dianna Serio, CoreLogic | Elsa Lewis, Williams & Williams Worldwide Real Estate Auction | Laurie Pyle, Stewart Lender Services | Lisa Binkley, Platinum Data Solutions | Maxine Waters, D-Calif. | Pamela Hughes-Patenaude, Bipartisan Policy Center | Renee Deane, Carrington Property Services | Shana Lakso, Equator | Tanya Reu, Realogy Franchise Group | Toni Moss, Americatalyst | Vicki Beal, Clayton Holdings | Debra Still, Pulte Financial Services | Elizabeth Warren, D-Mass. | Janet Yellen, U.S. Federal Reserve | Joy Cianci, Fannie Mae | Laurie Maggiano, Consumer Financial Protection Bureau