While banks recollect homes from delinquent borrowers, a New York housing court judge said that if a homeowner receives a foreclosure notice from their bank, they should stay in the house, citing that they are still responsible for the upkeep of the home. The Buffalo News has the story:

Housing Court Judge Patrick M. Carney spoke to about 50 people who had gathered in Council chambers in City Hall for a public hearing about housing issues, where vacant and flipped properties were also addressed.

People should leave their house only if they get a court order, he said.

Many times, people who are facing bank foreclosure think they must leave because of carefully worded letters they receive from their mortgage lender, he said. But they don’t know they are still responsible for the upkeep of the home, even if the bank starts paying the taxes so it doesn’t face foreclosure from the city.