Closing Complex Loans Faster With a Digitized Client Workflow

Join us for a discussion on changes in market demographics, suppliers and how focusing on customer experience and a few simple steps during the mortgage loan process can close deals 3x faster.

Brokers, Here’s Everything You Need to Know About Rocket Pro TPO

Want to stay up to date with the latest on what Rocket Pro TPO is offering its broker partners? Check out our TPO hub for updates and more.

Home appraisal’s ugly history and uncertain future

This is Part I of a deep dive into the home appraisal industry. Today we explore the origins of the appraisal industry and its current lack of diversity.

Loan quality lessons learned from 2020

HousingWire recently spoke with Trevor Gauthier, CEO of ACES Quality Management, about the effects of 2020 on loan quality and what lenders should expect regarding loan quality and risk management this year.


2020 HW Tech100 Mortgage winner: Finicity

Simplifying the mortgage process for borrowers and lenders

Finicity is simplifying the mortgage process for borrowers and lenders. Through digital verification solutions, Finicity allows lenders to gain insights quicker, make more accurate decisions and improve customer experiences. Finicity is an approved report provider for Fannie Mae’s Day 1 Certainty and Freddie Mac’s Automated Income and Asset validation programs. Finicity’s new Verification of Income and Employment solution erases the pain points of what has been, until now, a labor intensive process.

  • While the success rate for existing automated solutions hovers around 15% to 25%, Finicity’s VOIE solution is anticipated to provide successful income and employment verification coverage of over 70%.
  • Digital verifications can shave as much as 12 to 14 days off the origination process, helping to push the industry to a rapid closing with increased accuracy, while improving profitability.
  • Finicity’s Verification of Income and Employment solution triples the success rate of current automated verification products and introduces digital technologies to the origination process.

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The housing market outsmarted the foreclosure crisis

This isn’t 2008. A bevy of loss mitigation waterfalls, forbearance safety nets and an abundance of equity gave Americans a fighting chance when the foreclosure crisis finally sunsets. HW+ Premium Content

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Refinance’s reign continued to wane in May

Though the number of high-quality refi candidates grew from 12 to over 14 million from March through May — a 15% increase — actual refinance rate locks dropped by 27% over the same period, according to recent data from Black Knight’s Originations Market Monitor.

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3d rendering of a row of luxury townhouses along a street

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