Rick Sharga, a new executive vice president at Carrington Mortgage Services and Jacob Gaffney, editor of Housingwire have a conversation about his transition from RealtyTrac to his new position. Rick also speaks on opportunities in the mortgage markets for expanding one's business and how to succeed where others fail. Rick also talks about the moral hazard of principal modifications and about homeowners who are "gaming the system." (Part 2 of 2)