Mortgage-lending services provider Ellie Mae ($22.44 0.77%), just posted its origination insight report for December 2012.

"Closed conventional refinances with LTVs of 95%-plus, a strong indicator of HARP 2.0 activity, jumped up from 9.62% in November 2012 to 11.40% in December 2012, the highest it has been since we began tracking this data in October 2011," said Jonathan Corr, chief operating officer of Ellie Mae.

He added, "The rise in closing rates seems to have impacted the time to close: The average refinance took 57 days to close in December 2012, nearly a week longer than it did in November 2012." "Similarly, purchases stretched to 51 days to close in December 2012, up from 48 days in November 2012."

However, it was the key statisics that caught our attention.

So, what did it take to get a mortgage in 2012? Ellie Mae has an infographic for that.

cmlynski@housingwire.com